HomeLTC.org teams with GoldenCare USA

We are very excited on developing new presentations and long term care market solutions with GoldenCare USA.

Having Home4Care that pays the unpaid caregiver or a home health care focused policy - whether it be a cash benefit account, a short term home health care plan or a policy that pays cash out of the gate for the unpaid caregiver “ in addition to professional progression benefits will be a critical tool for the 21st century family.

We are very excited on developing new presentations and market solutions with GoldenCare USA. Innovation is what will ring true for a new market for new times says Gregg Kroman, Executive Director for HomeLTC.org. The GoldenCare USA portfolio of products with A+ rated carriers by AM Best emphasizes the importance of the unpaid family caregiver.

Home4Care is the theme and here is how it works with a creative thinking policy design available for today“s family. Using a 59 married individual standard underwriting classification as an example can purchase an excess of a$200,000 pool of money with Home4Care to pay anyone for anything including the unpaid family caregiver from day one.

If the policyholder needs more basic home care services from a home health care agency policies can be adjusted to pay for the higher costs of basic home health care services. More yet, if skilled professional services are required in the home progression benefits can derail the elevated costs. Premiums for this type of Home4Care policy concept with a guaranteed purchase option to fight inflation average $97.44 a month depending on the carrier you select.

You can add inflation options, flexible assisted living coverage, restoration of benefits, shared care, survivorship and return of premium. Our Home4Care advisors can help find the benefit combination to fit your families need and budget, just click the “Get a Quote” feature on the site.

To learn more on what is possible at affordable rates for your family, please visit www.cashltc.org and watch “The Sandwich Generation” video on the site a real story that illustrates how families pull together during challenging times or call our Home4Care call center 800.290.7400.